The correct answer is Skimming.Skimming is a type of fraud where a small electronic device is used to steal debit/credit card information during an authorised banking transaction.Skimming is an illegal practice used by identity thieves to capture credit card information from a cardholder surreptitiously.Fraudsters often use a device called a skimmer that can be installed at gas pumps or ATM machines to collect card data.Some machines act like point-of-sale technology. An acquired card is swiped, and a touchpad allows the user to enter a security code.Card users are warned to keep their cards in their sight at all times and to cover the pin pad when inputting security codes at ATMs.Additional InformationPhishing is a fraudulent attempt to obtain sensitive information or data, such as usernames, passwords and credit card details.When the user is tricked into downloading a Trojan horse or other malware onto his mobile through SMS is called Smishing.Voice phishing or vishing is the criminal practice of using social engineering over the telephone system to gain access to private personal and financial information from the public for the purpose of financial reward.