The correct answer is AU Small Finance Bank. AU Small Finance Bank has launched an innovative credit card. The AU Bank LIT (Live-It-Today) Credit Card offers a unique value proposition to cardholders to choose the features they want and for the time period they want. LIT credit card provides a higher degree of engagement to customers, through the AU0101 app as they can track their saving/earnings daily to maximize their benefits. Important PointsLIT provides the cardholder a complete control on its offers and fee that they pay for those offers in a clear, transparent manner and saves the cardholders multitudes of annual/renewal fee for benefits they don't use. Cardholders can avail the best of both Cashbacks and Reward Points, using the features that are offered. The default validity period for each feature is 90 days. Additional InformationSmall Finance Banks:They are the financial institutions that provide financial services to the unserved and unbanked region of the country. They are registered as a public limited company under the Companies Act, 2013.