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Ankur receives an email informing him that his credit card is going to be cancelled. The email advises him to click on the provided link and sign into his online banking account to prevent this from happening, which he does. A week later, Ankur notices that Rs. 10,000 has been withdrawn from his bank account. What has Ankur fallen victim to?

A.
A phishing scam
B.
A Trojan horse
C.
Online blackmail
D.
A virus

Solution:

A phishing scam:Phishing is a trick used by scammers to know one's personal information. They usually use e-mail or text messages to divert the person and still his/her personal details. It could be a dangerous threat to online data, money, and property. It is an initial practice and comes under cybercrime. The scammers use phishing viruses to access the data from the user's device. The incident given in the statement 'Ankur receives an email informing him that his credit card is going to be cancelled. The email advises him to click on the provided link and sign into his online banking account to prevent this from happening, which he does. A week later, Ankur notices that Rs. 10,000 has been withdrawn from his bank account. ' This is a clear example of a phishing scam. A Trojan horse:It is a type of malware that often disguised as a legitimate softwareIt is used by cyber thieves and hackers to access user systems. Once it activated on the device, it enables hackers and cybercriminals to spy on the device. It can impact in a number of ways like deleting data, blocking data, modifying data, copying data, disrupting computer performances, etc. Online blackmail:It is the act of threatening to share information about an individual (including images or video) to the public, their friends, or family online unless a demand is met. A virus: It is a type of malicious code or program written to alter the way a computer operates and is designed to spread from one computer to another. Some of the computer viruses are, Wannacry, Cryptolocker, Zeus, etc.

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