The correct answer is Both 1 and 2. Economic Survey 2020-21 highlighted that small and marginal farmers in India faces the financial constraints. As timely availability of adequate credit is fundamental for the success of farming activities. The government has taken certain initiate such as announcement of Agriculture Infrastructure Fund announced as a part of Atma Nirbhar Bharat Abhiyan for better credit flow among the farmers. The survey further highlighted thatThere is an uneven distribution of agriculture credit among the different regions such as-The regional distribution of the agricultural credit has skewed in favour of the Southern Region and the share of north-eastern states has been very low. Hence statement 1 is correctThe share of southern region in agricultural credit was more than 40 per cent while it was less than 2 per cent for the north-eastern region (NER). This low coverage of the agricultural credit in NER is because ofLower cultivable in North Eastern States which accounts about 2. 74 per cent of the total Gross Cropped Area (GCA) of the country. Hence, statement 2 is correct. Moreover, community ownership of land is prevalent in most of the NE States. These two factors affected the intake of Kisan Credit Card (KCC) loans in NER as these loans are given against land documents.