The correct answer is ToneTag. Tone Tag, a brand of Naffa Innovations Pvt Ltd, has been declared the winner in two categories in the RBI's first global hackathon Harbinger 2021. In all, there were four categories. napID Cybersec Pvt Ltd and TrustCheckr were the winners of the other two categories. The RBI had launched its first global hackathon - "Harbinger 2021 - Innovation for Transformation" in November 2021. Additional InformationRBI on May 27, 2022, imposed a penalty of Rs 45 lakh on Japan-based MUFG Bank for non-compliance with the directions on 'time-bound implementation and strengthening of SWIFT-related operational controls'. MUFG Bank is the largest bank in Japan. It was established on January 1, 2006. It is one of the three so-called Japanese "megabanks". RBI 25th Governor: Shaktikanta DasRBI Headquarters: Mumbai;RBI Founded: 1 April 1935, Kolkata.