The correct answer is Prompt Corrective Action. Prompt Corrective Action is a framework under which banks with weak financial systems are kept under the supervision of the Reserve Bank. Banks involved in the PCA framework are asked to avoid certain risky activities and to emphasize capital security. In addition, these banks also prohibit the lending of new loans. This system was developed by RBI in the year 2002. This system works to protect banks from loss of quality or profitability.