The Correct Answer is "State Bank of India". Important PointsYONO SBI, which literally means You Only Need One. Its an app by the State Bank of India that provides multiple services in one place. It eliminates the need for multiple apps on our phones. It has made mobile banking easy too with services such as digitally opening a bank account, fund transfers, cashless bill payments, applying and availing loans in real-time. We can even initiate the cash withdrawal process using our smartphones by using this app. We have to set a 6 digit YONO cash pin for withdrawing money from SBI ATMs, designated as YONO cashpoints. Check our account balance, create a fixed deposit and add a beneficiary for fund transfers. Make an immediate fund transfer to a newly added beneficiary up to Rs. 10,000. Link all our SBI entities in one app like credit cards, life insurance, general insurance, travel insurance, accident insurance, SIP, mutual funds, and other investments. Get an overview of your expenses by checking the spend analysis provided by the app that automatically tags and categorizes your expenses. Get pre-approved personal loans up to Rs. 5 lakhs, 24X7 using the app and portal without any documentation.